Injured in a Crash?
Protect Yourself from
Uninsured Drivers!
“Over the years, I’ve represented many people who were seriously injured in a car, truck or motorcycle crash,” said Michael W. Czack, President of the The Czack Law Firm, LLC. Unfortunately, all too often the at-fault driver has no car insurance whatsoever; they are Uninsured. Now, your car is damaged, you’re seeing a doctor for your injuries and the other driver has no way to pay for your bills and other damages. “In these situations, we look to our client’s own automobile policy to see if they have Uninsured Motorist Coverage."
Generally, Uninsured Motorist Coverage pays for any accident-related injuries, medical bills, wage and other losses you incur as a result of being hit by an uninsured driver. “People underestimate the number of drivers who either don’t have insurance or who only have state minimum coverage,” Mr. Czack said. “In an accident, the other party’s lack of insurance coverage can become problematic and even financially disastrous for our client.”
What does it mean when the at-fault driver is Underinsured? In this situation, the other person has coverage, but their “limits” are too low to cover all of your losses and damages. Your Underinsured Motorist Coverage will pay the difference between the value of your claim and the other driver’s coverage, up to the limits of your underinsured coverage.
Consider How Much Uninsured Coverage You May Need.
This is a very important decision that needs some thought. You can choose to cover you and your family with limits that range from $25,000.00 up to $1,000,000.00. There are a number of factors to consider and every situation is different.
Regardless, call your insurance agent today to confirm two things:
Do I have Uninsured/Underinsured Coverage as part of my automobile insurance coverages?
Are the limits on my automobile insurance coverage adequate to protect me and my family in the event of a serious crash?
Be safe and have the right amount of insurance coverage to protect you and your family. For more about what under and uninsured driving can mean to you and your family, read this free article from The Ohio State Bar Association.
About The Czack Law Firm
The Czack Law Firm has been dedicated for over 3 decades to providing uncompromising, high-quality legal services, with a personal touch, to injury victims and their families. These services include:
• Automobile and
Motorcycle Accidents
• Commercial Truck
and Bus Accidents
• Construction Accidents
• Nursing Home
Negligence and Abuse
Traumatic Birth Injuries
Insurance Claims and
Surgical Burn Cases
Medical Negligence
Product Defects and
Sports & Recreational
False Claims Act and
Whistleblower Cases
Class Action Claims
Animal Bites
Inadequate Security
NO FEE for Initial Consultation
The Gray’s Block
1360 West 9th Street, Suite 300
Cleveland, OH 44113
(216) 696-9216